Pepper Jack Meat Loaf

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1 lb ground beef, turkey or chicken

1 cup celery, diced

½ cup onion, diced

1 cup oatmeal or crumbled saltine cracker

2 eggs

2 cups pepper jack cheese shredded

¼ cup ketchup

1/8 tsp chili powder

Salt and pepper

Preheat oven to 400 degrees F. Grease a loaf pan.

Mix meat, celery, onion, oatmeal or crackers, eggs together well. Press half of the meat mixture into prepared loaf pan. Place cheese over meat mixture. Top with remaining meat mixture and press down to seal. Spread ketchup over top of meat loaf….sprinkle with chili powder, salt and pepper.

Bake, covered lightly with foil, for 30 minutes.

Increase oven temperature to 425 degrees F, remove cover and continue to bake for 20 minutes or until edges are bubbling and knife inserted in center comes out clean.

Let sit for 5 minutes then slice and serve